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Wednesday, 11 December 2013

5 Financial Pitfalls You Didn’t See Coming


It takes some entrepreneurs many years to learn, through trial and error, some of the
biggest financial mistakes businesses make.
Hopefully, I can impart a few tips to save both budding and existing entrepreneurs the
heartache of learning these tough lessons “the hard way.” Here is a brief outline of the
mistakes you should hear now and avoid.

Tuesday, 10 December 2013

Sustaining your advantage through relevance….. Saheed Bilewu

ADVANTAGE according to the dictionary: it is a position or circumstance that puts one in a favorable or superior position or the opportunity to gain something; benefit or profit. The definition clearly shows that an advantage can be an edge over something or someone or privilege.

Advantage is what risk takers, decision makers, policy makers, competitors or contemporaries always want to have to achieve better or successful results or programs. Because nature has not blessed or distributed resources and capabilities evenly we all are by this design of nature compelled to make do with what we have by efforts that are resourceful or beneficial as the case may be.
Scarcity and wants make our decisions or actions to be consciously desperate or unwisely laggard in attaining the needed ability to satisfy or surpass these opposing scenarios we are constantly faced with.

Because wants and scarcity are inevitable nature’s doings we need to make decisions that can ameliorate or comfort us.Decisions will be driven by options and opinions that must be advantageous to our circumstances or positions.

However,nature has been kind to us by giving us an ADVANTAGE whether in terms of capacity or capability, surely this is what we have at our disposals. Whether as pioneers, champions, inventors, philanthropists, leaders, preachers, advisers, amateurs, veterans, teachers, students, parents or children certainly whichever role we found ourselves playing there is an advantage inherent.

My concern is how much do we do to make this ADVANTAGE relevant? I remember back in the days, it was customary that the village head always enjoy advantage that is far reaching in decision making, now the advantage can be described as a town crier for the central government because this role no longer command that relevant advantage for today’s policy making process; also was the chief priest of the whole community who had the advantage of being the only person to be consulted in the ascendancy of the king but that influence he commands do not have a relevant advantage in the political structure of modern governance. This  brings me down memory lane, the days of the post offices which use to be the most reliable,dependable and cheapest means of communication has lost that relevance of advantage to the revolutionary mode of exchanging mails called electronic mail (e-mails). In recent time, the humongous influence OPEC had in the world oil trade is gradually becoming an irrelevant advantage because of the increasing discoveries and neoteric means of extracting crude oil other nations outside OPEC are exploring. In the same light, is the silent rebellious incursion of capitalism over communism which is dismantling monopoly structure for free-market entreprise model. Not to forget the monarchy form of government which has almost gone into oblivion for the democratic system of government where election and not selection determines the rule of governance. Back home there were few establishments that failed to realized that only advantage kept in the realms of relevance can survive the wind of change NITEL, NEPA, PHCN, NIPOST NIGERIA AIRWAYS and of course not too distant in the future Nigeria Railways and NNPC will cave in to the thunderous effect of change which will not happen for destruction but for disruptive reasoning being witnessed in the way businesses are conducted.

Therefore, for an individual your ADVANTAGE today will only remain an advantage tomorrow if you make constant efforts to keep it relevant. Be you an individual, corporate body or government, remember, this advantage may exist but can it be sustained? As a journalist will this advantage be relevant in the spate of citizen journalism or crowd sourcing of information? As a banker are you considering the mushrooming effect of BITCOIN (digital currency) to the brick-and-mortar model? A cab or taxi company have you thought of your relevance of advantage when ridesharing finally creeps in? Or as an airline do you think new alliances will not leave you alone in the wilderness of aviation business? As a teacher or lecturer are you envisioning the impact of virtual classrooms, online teaching e.t.c? These questions will keep coming until the answers lash on the realities in our lives only then would we realise that sustaining one’s advantage through relevance is the way forward.

An expert is imminently faced with the image of a veteran. You can stay evergreen by sustaining your advantage through relevance. Parents will keep their advantage relevant when their moral credentials are held pristine. A government will make its advantage relevant if it continually delivers on its promises.

A food for thoughts.

Sunday, 20 October 2013

The 3 Things YOU Need To Escape Your Rut

Most, if not all of my coaching clients and quite frankly anyone that I speak with can testify to being in or ‘near’ a rut of some kind. Be it their health and fitness, their relationships, their career; whatever it is, they are in one. The chances are so are YOU, but what is a rut?
A rut is where you are gaining little or no success, fulfilment or happiness from doing the SAME THINGS every single day! If it is your weight/body then you can’t get out of the ‘pattern’ of eating junk food, being lazy and not exercising. If it is in your relationships then you can’t get out of the ‘pattern’ of taking your loved ones for granted, communicating poorly and initiating no ‘spark’. If it is your career you likely feel ‘stuck’ in the rat race and you feel that you are going to a job that you don’t like every day just to ‘get by’.
And so it continues….
Stuck In A Rut

Meet the CEO of PPTV Dr Vincent Tao Chuang

Dr Vincent Tao Chuang
Vincent Tao Chuang is CEO of PPLive (PPTV), the largest online TV provider in China with 240 million user installation base and 125 million active users per month. Vincent has raised 250M USD from its latest Round, a landmark fund raising in the video industry- the largest investment since Google acquired Youtube. Prior to joining PPLive, Vincent was Director and founding member of Microsoft Virtual Earth program after Microsoft acquired his company

Thursday, 10 October 2013

Picture Report from the September Edition of Clique Africa Hangout With Hon Babajide Ibrahim Obanikoro, Mr Tunji Lardner and Mr Tomi Davies


Clique Africa Founder and Team Lead Olalekan Wahab Badmus Addressing the Audience.
About Clique Africa - Clique Africa is a monthly hangout where young African entrepreneurs and intrapreneurs to talk business and socialize. it serves as information hub for upstarts, it provides the space for potential business transactions and findings new associate as well as creates opportunities for spotting and identifying talents for key corporations.

Tuesday, 27 August 2013

Pictures from Clique Africa August Hangout of Young Professionals With Eniola Bankole



About Clique Africa - Clique Africa is a monthly hangout where young African entrepreneurs and intrapreneurs to talk business and socialize. it serves as information hub for upstarts, it provides the space for potential business transactions and findings new associate as well as creates opportunities for spotting and identifying talents for key corporations.

Tuesday, 13 August 2013

Richard Branson on Being Social Media Savvy

Entrepreneur Richard Branson regularly shares his business experience and advice with readers. Ask him a question and your query might be the inspiration for a future column.

Do you have a social media presence? The benefits are immense, yet a study conducted by IBM found that social media is currently the least used of all customer engagement

HELP! BlackBerry Begins Search for Buyer or 'Strategic Alliance'

Does anyone have a solution for BlackBerry? That's what the Waterloo, Ontario-based smartphone maker wants to know. Today, the company announced that its board of directors has formed a special committee to "explore strategic alternatives" as it struggles to regain market share to

AFRICA IS WAXING STRONGER! Meet the 12 Young African Entrepreneurs shortlisted for the $75,000 Anzisha Prize in 2013

Twelve inspirational entrepreneurs from around Africa are the finalists for the prestigious Anzisha Prize, Africa’s foremost youth entrepreneurship award. The contenders, who hail from 10 countries on the continent, stand a chance to share in over $75 000 USD in

Friday, 26 July 2013

Malala Yousafzai speech to the United Nation General Assembly

Honourable UN Secretary General Mr Ban  Ki-moon, respected president of the General Assembly  Vuk Jeremic,  honourable UN envoy for global education  Mr Gordon Brown, respected elders and my dear brothers and sisters: Assalamu alaikum.


Today is it an honour for me to  be speaking again after a long time. Being here with such honourable people is a great moment in my life and it is an honour for me that today I am wearing a shawl of the late Benazir Bhutto. I don’t know where to begin my speech. I don’t know what people would be expecting me to say, but first of all thank you to God for whom we all are equal and thank you to every person who has prayed for my fast recovery and new life. I cannot believe how much love people have shown me. I have received thousands of good-wish cards and gifts from all over the world. Thank you to all of them. Thank you to the children whose innocent words encouraged me. Thank you to my elders whose prayers strengthened me. I would like to thank my nurses, doctors and the staff of the hospitals in Pakistan and the UK and the UAE government who have helped me to get better and recover my strength.

I fully support UN Secretary General Ban Ki-moon in his Global Education First Initiative and the work of UN Special Envoy for Global Education Gordon Brown and the respectful president of the UN General Assembly Vuk Jeremic. I thank them for the leadership they continue to give. They continue to inspire all of us to action. Dear brothers and sisters, do remember one thing: Malala Day is not my day. Today is the day of every woman, every boy and every girl who have raised their voice for their rights.

There are hundreds of human rights activists and social workers who are not only speaking for their rights, but who are struggling to achieve their goal of peace, education and equality. Thousands of people have been killed by the terrorists and millions have been injured. I am just one of them. So here I stand, one girl among many. I speak not for myself, but so those without a voice can be heard. Those who have fought for their rights. Their right to live in peace. Their right to be treated with dignity. Their right to equality of opportunity. Their right to be educated.
Dear friends, on 9 October 2012, the Taliban shot me on the left side of my forehead. They shot my friends, too. They thought that the bullets would silence us, but they failed. And out of that silence came thousands of voices. The terrorists thought they would change my aims and stop my ambitions. But nothing changed in my life except this: weakness, fear and hopelessness died. Strength, power and courage was born. I am the same Malala. My ambitions are the same. My hopes are the same. And my dreams are the same. Dear sisters and brothers, I am not against anyone. Neither am I here to speak in terms of personal revenge against the Taliban or any other terrorist group. I am here to speak for the right of education for every child. I want education for the sons and daughters of the Taliban and all the terrorists and extremists. I do not even hate the Talib who shot me.
Even if there was a gun in my hand and he was standing in front of me, I would not shoot him. This is the compassion I have learned from Mohamed, the prophet of mercy, Jesus Christ and Lord Buddha. This the legacy of change I have inherited from Martin Luther King, Nelson Mandela and Mohammed Ali Jinnah.

This is the philosophy of nonviolence that I have learned from Gandhi, Bacha Khan and Mother Teresa. And this is the forgiveness that I have learned from my father and from my mother. This is what my soul is telling me: be peaceful and love everyone.
Dear sisters and brothers, we realise the importance of light when we see darkness. We realise the importance of our voice when we are silenced. In the same way, when we were in Swat, the north of Pakistan, we realised the importance of pens and books when we saw the guns. The wise saying, “The pen is mightier than the sword.” It is true. The extremists are afraid of books and pens. The power of education frightens them. They are afraid of women. The power of the voice of women frightens them. This is why they killed 14 innocent students in the recent attack in Quetta. And that is why they kill female teachers. That is why they are blasting schools every day because they were and they are afraid of change and equality that we will bring to our society. And I remember that there was a boy in our school who was asked by a journalist: “Why are the Taliban against education?”He answered very simply by pointing to his book, he said: “A Talib doesn’t know what is written inside this book.”

They think that God is a tiny, little conservative being who would point guns at people’s heads just for going to school. These terrorists are misusing the name of Islam for their own personal benefit. Pakistan is a peace-loving, democratic country. Pashtuns want education for their daughters and sons. Islam is a religion of peace, humanity and brotherhood. It is the duty and responsibility to get education for each child, that is what it says. Peace is a necessity for education. In many parts of the world, especially Pakistan and Afghanistan, terrorism, war and conflicts stop children from going to schools. We are really tired of these wars. Women and children are suffering in many ways in many parts of the world.

In India, innocent and poor children are victims of child labour. Many schools have been destroyed in Nigeria. People in Afghanistan have been affected by extremism. Young girls have to do domestic child labour and are forced to get married at an early age. Poverty, ignorance, injustice, racism and the deprivation of basic rights are the main problems, faced by both men and women.
Today, I am focusing on women’s rights and girls’ education because they are suffering the most. There was a time when women activists asked men to stand up for their rights. But this time we will do it by ourselves. I am not telling men to step away from speaking for women’s rights, but I am focusing on women to be independent and fight for themselves. So dear sisters and brothers, now it’s time to speak up. So today, we call upon the world leaders to change their strategic policies in favour of peace and prosperity. We call upon the world leaders that all of these deals must protect women and children’s rights. A deal that goes against the rights of women is unacceptable.
We call upon all governments to ensure free, compulsory education all over the world for every child. We call upon all the governments to fight against terrorism and violence. To protect children from brutality and harm. We call upon the developed nations to support the expansion of education opportunities for girls in the developing world. We call upon all communities to be tolerant, to reject prejudice based on caste, creed, sect, colour, religion or agenda to ensure freedom and equality for women so they can flourish. We cannot all succeed when half of us are held back. We call upon our sisters around the world to be brave, to embrace the strength within themselves and realise their full potential.

Dear brothers and sisters, we want schools and education for every child’s bright future. We will continue our journey to our destination of peace and education. No one can stop us. We will speak up for our rights and we will bring change to our voice. We believe in the power and the strength of our words. Our words can change the whole world because we are all together, united for the cause of education. And if we want to achieve our goal, then let us empower ourselves with the weapon of knowledge and let us shield ourselves with unity and togetherness.

Dear brothers and sisters, we must not forget that millions of people are suffering from poverty and injustice and ignorance. We must not forget that millions of children are out of their schools. We must not forget that our sisters and brothers are waiting for a bright, peaceful future.
So let us wage a glorious struggle against illiteracy, poverty and terrorism, let us pick up our books and our pens, they are the most powerful weapons. One child, one teacher, one book and one pen can change the world. Education is the only solution. Education first. Thank you

It would be criminal for me not to have this speech here no matter how late it is. :)